How do I use a Visa gift card for the first time? The Visa Gift Card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online. As with a credit card, when you are ready to pay, simply hand the card to the merchant and sign the purchase receipt.
Is there a fee for using a Visa gift card? Do All Visa Gift Cards Have A Fee. Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.
Do Visa gift cards work immediately? If you buy your card at a retail store or at a bank or credit union branch, you may be able to start using it for purchases right away.
Do Visa gift cards work automatically? Activate—If you purchase your Visa Gift Card from a retail outlet, the card should be activated and ready for immediate use after purchase. However, if you purchased it online, you’ll need to activate it once you receive it.
How do I use a Visa gift card for the first time? – Additional Questions
What is the difference between a Visa gift card and a Visa debit card?
Gift cards are only spending cards, so they don’t allow cash withdrawals, and most aren’t reloadable. Prepaid debit cards, on the other hand, let you make purchases but also withdraw cash at ATMs, banks or certain retail stores, as well as use web features such as bill pay. They’re also reloadable.
What name do I put for a visa gift card?
Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card.
Do you need to activate a visa gift card?
Many Visa Gift cards are activated upon purchase and ready to use. However, if yours requires activation, you’ll typically see a sticker with instructions and a toll-free phone number.
How long until Visa gift card activates?
Some gift card sellers will not allow gift cards purchased at the store to work for a specified time period–generally 24-48 hours. If your Visa gift card is not working, the card may have a time restriction on it. To find out, look at the receipt and the terms and conditions on the card.
Why is my Visa gift card being declined?
There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
How long does it take for a visa gift card to work after activation?
After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.
How can I get cash from a Visa gift card?
In general, the answer is no. You cannot get cash off of a Visa or Mastercard gift card. Even when a PIN is present and you select “Debit” at checkout, gift card issuers specifically prohibit the “cash back” option.
Where is the PIN on a Visa gift card?
Gift cards issued by department stores typically have a PIN. It is usually found on the back of the card underneath an area that must be scratched off to view.
How do you use a Visa gift card at Walmart?
How do I use my Gift Card? Present it to the merchant, select the “credit” payment option and sign the sale receipt. Or you may select the “debit” payment option and use the last 4 digits of your Card as your Personal Identification Number (PIN).
How do you use a Visa gift card at a gas station?
You simply swipe the card, enter your PIN number (if needed), select the type of gas you want to buy and then start pumping the gas. Though you’ve probably paid at the pump with a debit or credit card hundreds of times, you may not know that the transaction works differently than your typical card payment.
Do I need a PIN for my vanilla visa gift card?
Vanilla Visa gift cards do have a PIN that you’ll need to use to do any shopping online. These PIN numbers are not located on the cards themselves. Instead, you’ll need to call the number presented on the back of your gift card and enter your gift card number — a sixteen-digit number — to set up your PIN.
Can you get scammed with a vanilla gift card?
BBB shows $1,000′s of dollars in gift cards useless. We hear about gift card fraud, scams, and thefts frequently but it’s not clear that is what is happening with Vanilla Visa gift cards. One thing is clear, a whole lot of people say they can’t use the cards they were gifted.
How do I find out my 4 digit PIN for my Vanilla gift card?
We recommend that you sign your name on the back of the Gift Card, and record the following information in case your Gift Card is ever lost or stolen: Gift Card number, 4-digit Card Identification Code on the front of the Card, Security Code located on the back of the Card, Customer Service phone number.
How do I know if my gift card is activated?
What happens if a cashier didn’t activate a gift card?
Can you steal gift cards?
Beware: Hackers can steal money off gift cards before you have a chance to use them. Gift cards are a billion-dollar business during the holidays, but you may have bought a worthless stolen card without even realizing it.
Can a gift card be traced to the person who used it?
In general, it is very difficult for gift cards to be traced. A main component of gift cards is that they are not attached to an individual or an account, so there is no personal information linked to them. Even if you use a credit card to purchase the gift card, this does not mean that the stolen funds can be traced.